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Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When a building is damaged but the perishable stock is not harmed, is there coverage for the stock?
When a golf cart used to service the premises is hit by a tree, where is coverage found?
How would a cistern be covered under a BOP - as plumbing, as a structure, or something else?
When an insurer wants to cut oversize tile to fit instead of replacing the entire floor.
When an insured takes his vehicle onto a track for a driving experience, does it fall under the racing exclusion?
When a tree damages a utility pole, is the homeowner responsible for repairs to the pole?
When a tractor/trailer tips over, is towing part of the loss, or covered under the towing coverage?
When vandalism to a water pipe causes a large water bill, is there coverage?
Some of the editors' favorite questions from this year.
Are seasonal docks personal property or an other structure?
Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.
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